Privacy Policy
Effective Date: January 25, 2026
1. Introduction
Opportunity Watch Co. ("OWC," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit opportunitywatchco.com or subscribe to the Opportunity Watch Club.
2. Information We Collect
Personal Identifiers: Name, mailing address, email address, and phone number.
Account Credentials: Username and password for your dashboard access.
Payment Information: Payment processing is handled securely via Shopify. OWC does not store your full credit card details.
Sensitive Information: For winners of prizes valued at $2,000 or more, we collect Social Security Numbers (SSN) via Form W-9 as required by the Internal Revenue Service (IRS).
Usage Data: We collect information on how you interact with our Market Intelligence tools and calculator settings to improve the service.
3. How We Use Your Information
We use your data to:
- Provide and maintain the Market Intelligence Feed.
- Personalize your profit calculator results based on your saved settings.
- Administer sweepstakes, including verifying Unique Request Codes (URCs) and fulfilling prizes.
- Comply with legal and tax reporting obligations (1099-MISC filings).
4. Data Sharing & International Transfers
Service Providers: We share data with trusted partners including Shopify (billing), iPostal (mail-in verification), and Supabase (database hosting).
Administrative Access: To facilitate the manual verification of mail-in entries, limited data (names, URCs, and postmark images) may be accessed by OWC administrative staff located in the Philippines. All such access is restricted via Row Level Security (RLS) and is limited to the minimum data necessary to perform the verification.
Legal Requirements: We will disclose your information to the IRS and other government authorities only as required by law.
5. Data Security
We implement industry-standard security measures to protect your data.
Encryption: Sensitive tax documentation is stored in an encrypted format.
Access Control: Our database uses Row Level Security (RLS) to ensure that general administrative staff cannot view sensitive user data (such as SSNs) or full financial profiles.
Data Minimization: We only retain sensitive tax information for as long as is necessary to fulfill our legal reporting obligations.
6. Your Rights and Choices
Depending on your state of residence (e.g., CCPA/VCDPA), you may have the right to:
- Access the personal data we hold about you.
- Correct inaccurate or incomplete data.
- Delete your personal data, subject to legal retention requirements for sweepstakes and tax records.
- Opt-out of marketing communications at any time via your dashboard at opportunitywatchco.com/dashboard.
7. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Effective Date."
